Localkopo is a peer-to-peer (P2P) lending platform that allows anyone to receive or give loans.
Take a loan
Meet lenders online and get a loan of any kind, with plenty of options to get the best offer possible. Chat with lenders and seal the deal on spot!
Lend money
Earn a little more by lending out cash with you 100% in control of of your funds. Lenders do not deposit their funds with us, and we do not dictate the terms of lending. It's a P2P world!
Be an agent
Facilitate trade between lenders and borrowers and earn from your facilitation fees. Agents can process security items and participate in fund transfers upon request.
Run crowdfunding campaigns
Inspire people to support your cause by funding you
With the ability to start a crowdfunding campaign, business owners and even normal people requiring mass funding now have access to avenues not easily accessible before. Now all that is needed is your ability to deliver a valid promise on how the funds will be paid back and get ready to receive your funds.
We do not charge a percentage or any amount on the funds raised through a crowdfunding campaign ran on our platform.
Very affordable pricing model
- Free for all borrowing
- Light fee for lending and agency
- Post-pay for lenders and agents
- Crowdfunding campaigns are charged per day
We use a pay-as-you-go subscription model for lenders and agents who pay a very small percentage of their earnings. All non-earning users are never charged.
With live updates on usage charges and expected pay at the end of the billing period, you can never be overcharged. Our modest pricing system ensures that you only pay when you have benefited from the app with no prior commitments.
We also provide a ton of expense control tools in the app, including the ability to make your deal available only to specific users.
Loyalty is Royalty
We reward royalty points to our loyal users and to those who bring friends on board. These points can be redeemed in the form of subsidized loan interests, or used to pay for app subscription. For the extremely loyal, these points can be redeemed as cash.
The referral program
Earn by referring people who may find the app useful and get 50% of their payments for the first 3 months. We will avail any earnings as soon asa the client pays
Loyalty points
Earn loyalty points by transacting through Localkopo and redeem them for cash or gifts
Meet our rich community
We are building our finances together
We are building our finances together
Localkopo allows me to lend and interact with the right customers. I believe we are doing this together
~ Richard
Meeting amazing people
People have been so nice and considerate especially in this times of financial difficulty
~ Carol
Growing numbers
Localkopo has taught me the importance of developing the right contacts. My contact book is filling up with people from here
~ James
Join and interact with other members of our community through the blog and forum, or even on our social media handles where the discussion never ends.